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PAYMENT POLICY

Ditya Imitation Jewellery

Effective Date:20/02/2026

At Ditya Imitation Jewellery, we strive to provide a smooth, secure, and hassle-free payment experience for our customers. This Payment Policy outlines the terms and conditions related to payments made on our website.

1. Accepted Payment Methods

We accept the following payment options:

  • Credit Cards (Visa, MasterCard, etc.)

  • Debit Cards

  • UPI (Google Pay, PhonePe, Paytm, etc.)

  • Net Banking

  • Wallet Payments

  • Cash on Delivery (COD) (if available)

All payments must be made in Indian Rupees (INR).

2. Payment Security

We use secure and trusted third-party payment gateways to process all transactions. Your payment information is:

  • Encrypted using SSL (Secure Socket Layer) technology

  • Not stored on our servers

  • Fully protected against unauthorized access

We do not store your card or banking details.

3. Order Confirmation

  • Once the payment is successfully completed, you will receive an order confirmation email/SMS.

  • If payment fails but the amount is deducted, it will be automatically refunded by your bank/payment provider within 5–7 business days.

4. Cash on Delivery (COD)

  • COD is available for selected locations only.

  • Additional COD charges may apply.

  • Customers are requested to provide accurate contact details to avoid delivery issues.

  • We reserve the right to disable COD for certain orders or users.

5. Pricing & Taxes

  • All prices listed on the website are in INR and inclusive/exclusive of applicable taxes (clearly mentioned on product pages).

  • Shipping charges, if applicable, will be displayed at checkout.

  • Prices are subject to change without prior notice.

6. Payment Failure

In case of payment failure:

  • Please retry using another payment method

  • Check your bank balance or payment limit

  • Contact your bank/payment provider

If the issue persists, contact us at:
📧 dityaimitationjewellery@gmail.com
📞 096244 22839

7. Refunds

  • Refunds are processed as per our Return & Refund Policy.

  • The amount will be credited to the original payment method.

  • Refund processing time: 5–10 business days after approval.

8. Fraud Prevention

We reserve the right to:

  • Cancel or hold any order suspected of fraudulent activity

  • Request additional verification before processing high-value orders

9. Contact Information

For any payment-related queries, you can contact us:

Ditya Imitation Jewellery
📧 Email: dityaimitationjewellery@gmail.com
📞 Phone: 096244 22839
📍 Address:
A-One Shopping Center, 7, beside Monginis Cake Shop, opp. G.E.B,
Eru Char Rasta, Navsari, Gujarat – 396450, India